FAQ

At a minimum, using CheckRisk will give you insight into the risk environment. All humans are behaviourally predisposed to investing without consideration to the risks, and focus on potential return. The CheckRisk system is the first risk system to include both behavioural and economic inputs.

By using CheckRisk, a subscriber can take a positive step understanding the risk environment. This allows an investor to take a broader and more considered approach to investing.

CheckRisk is about considering risk in a rational and systematic way. It can be adapted to match your own risk profile. We believe that being systematic in considering a broad spectrum of risks prior to investment is a better way to invest. Ultimately the investments you choose to invest in may go up or down. Our job is to help investors consider the risks.

CheckRisk helps investors make better risk adjusted returns by considering the risk environment prior to investment. Some investors use the reports to help with allocating their portfolios. As the risk environment increases the weighting in their portfolios to equities, bonds or cash fluctuates.

Other investors use CheckRisk as a methodology to judge how passive or aggressive they should be in their trading strategies.

Ultimately we have designed the CheckRisk system to be used by investors to enhance their investment process.

Most investors pay lip service to the concept of risk adjusted returns. Simply put, if you have a $1000 to invest and make a 10% return (i.e. $100) it matters what level of risk you took to generate the return. If you risked 50% of your capital or only 10% of your capital makes a big difference on a risk adjusted basis. Unfortunately most investors find out the hard way.

The CheckRisk system was developed by the founder of CheckRisk LLP. It is the result of practical, hands on experience in running a global macro hedge fund and fund of funds. Academic input comes from professors at the University of Bath, School of Management.

CheckRisk believes this mix of real world experience and academic input is the best way to develop the CheckRisk system.

Click here to meet the team.

We are not aware of any risk systems that include both behavioural and economic risk inputs. We also believe that measuring rate of change and risk clustering is a unique approach.

However, any consideration of risk, as long as it is realistic, will help investors make better investment decisions. The issue is knowing how to make such judgements.

VaR is a risk measurement system based on a normally distributed bell curve of data.

Suffice to say that VaR is like buying a car with full safety equipment but knowing the equipment won’t work in the event of a crash.

You have 7 days to cancel your subscription. During this time you will receive 100% of your money back. Once you cancel your subscription you will no longer have access to the service.

After the first 7 days You may cancel your subscription at any time by contacting the Company at info@check-risk.com.

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CheckRisk LLP is an FSA authorised entity that provides weekly pre-investment risk profiles for investors. Our work is the result of real world experience in running a global macro hedge fund and on-going research work with the University of Bath, School of Management.

CheckRisk LLP is run by its founder Nick Bullman. Nick has over 25 years in financial services and has managed a hedge fund and fund of funds business. He has also worked for companies like Goldman Sachs, James Capel and others. He is a former non executive director of Zurich Bank and Dunbar Bank, both subsidiaries of Zurich Financial Services. Nick is also a guest lecturer on risk at the University of Bath.

We give investors an easy way to interpret both short term risk and medium term risk. Critically this is prior to investment with our pre-investment risk screening service. Our weekly subscriptions allow investors to consider risk in a structured format. We believe in the concept of risk adjusted returns and the benefits in understanding the risk environment that accrue to investors.

The CheckRisk LLP, risk system analyses over 170 global risk factors on a weekly basis. We look at the rate of change of each factor and its relationship to other factors. We are looking to see how risk clusters behave and the possibility of bridging across the system.

All investors can benefit from using CheckRisk, including professional traders, hedge fund managers, institutional investors, family offices, fund of funds and individual investors.

The act of considering risk in a logical and systematic but easily understood format is an important step to rational investing.

A CODE: RED Alert is a report which advises subscribers of significant changes to the risk environment whether positive or negative. CODE: RED Alerts may change the Short Term Risk Indicator (STRI) on a RAP mid-week.

When you subscribe to our Global Reporting Package you will receive CODE: RED Alerts automatically as a free additional service.

To subscribe for the Global reporting Package click on the “Subscribe Now” Tab on the left hand side of the website.

The Global Reporting Package cost £300 per annum and this includes the Global Weekly RAP, the Monthly Report and any Code Reds we issue.

The Monthly Risk Review is a written report delivered each month reviewing the global risk environment, it includes 10 monthly reports and up to four special reports on the world of risk. The Monthly Risk Review adds to our weekly RAPs with in-depth analysis on risk subjects of importance to investors.

As soon as you pay for the CheckRisk service you will receive, by return, your first Risk Analysis Profile (RAP).

CheckRisk uses PayPal as its merchant as we believe it offers our customers security, peace of mind and familiarity. PayPal accepts all major currencies and you can also use your Credit Card.

All personal financial information such as your credit card number is retained by PayPal and not forwarded to Check-Risk. Please visit the PayPal site for further information.

The best way to contact CheckRisk is via email. Our email address is info@check-risk.com

We will get back to you within 24 hours with a first response. You can also ask a question via the blog on our website. Please make sure we have your full contact details so that we can respond appropriately.

At all times our aim is to respond to you as quickly and with as much detail as we can.

CheckRisk LLP has a formal complaints process and procedure. Our response to your complaint whether your complaint is by telephone, letter or email is governed by this process and procedure. Our initial response will be provided to you within 5 business days of receipt of the complaint. In our response you will receive either a link to or a copy of the booklet “Your complaint and the Ombudsmen” Which is printed by the Financial Ombudsmen service.

Whilst we expect to resolve your complaint as quickly as possible, the booklet explains how to proceed if we have not dealt with your complaint within eight weeks or if you are dissatisfied with our final word concerning your complaint.

We are committed to treating customers fairly and will make every effort to ensure that your complaint is dealt with swiftly and fairly.